Latest News

15 Apr 2026

Celebrating Our Community: Announcing our Spotlight Project

Gateway Credit Union is celebrating the heartbeat of Southeast Wales with our new Community Spotlight Video Project! We’re highlighting the local charities, businesses, and clubs that make our region thrive.

13 Apr 2026

GCU - Newsletters

Get the latest Gateway Credit Union news, updates, and financial tips! Stay informed about special offers, community events, and helpful resources with our free monthly eNewsletter. Subscribe today!

01 Apr 2026

Introducing the Express Payroll Loan

Our Express Payroll Loan is designed specifically to give our payroll members flexible borrowing options when they need them most.

20 Mar 2026

Big News for Credit Unions: Why the New UK Reforms Matter to You

Gateway Credit Union welcomes the March 2026 UK reforms. New rules expand access for 10M+ members, including students and families, boosting financial inclusion across Wales.

20 Mar 2026

Member Loan & Benevolent Scheme Survey

Help Gateway Credit Union shape the future of our Loan Protection Insurance and Benevolent Scheme. As a member-owned cooperative, your feedback is vital to ensuring we provide the best value and support for your financial well-being. Please take a few minutes to complete our member survey and share your thoughts. Your voice helps GCU grow stronger. Together, we build a better community.

12 Mar 2026

Easter Opening Hours

Easter is just around the corner! Whether you’re gearing up for a family feast, a local egg hunt, or simply a well-deserved long weekend, we want to make sure your financial needs are covered.

21 Feb 2026

Financial Wellbeing 101: Navigating Debt Management Options

Compare debt consolidation loans, IVAs, and DROs. Discover which debt management solution fits your needs, protects your credit score, and improves your long-term financial wellbeing

06 Feb 2026

Half-Term Survival: The ABCs of Budget-Friendly Fun

Struggling to entertain the kids this February half-term? Discover our budget-friendly ABC guide to family fun in Torfaen and Monmouthshire.

31 Jan 2026

7 Pro-Tips to Beat Rising Supermarket Prices

Beat inflation with these 7 savvy supermarket hacks. From "yellow sticker" timing to own-brand swaps, learn how to slash your grocery bills.

25 Jan 2026

Worried about future energy costs? You aren’t alone

As a community-focused credit union, Gateway is committed to helping our members manage their finances and plan.

Need a Loan?

Discover the advantage of a fair and affordable loan from Gateway Credit Union. Our loans are low-cost and high-value!

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Christmas Saver Account

Our Christmas Saver Account is a popular way to save for the festive season. The account is 'locked' until November 1st, when you can withdraw your savings and do your Christmas shopping.

Our members appreciate having money to treat the family at Christmas without worrying about unpaid bills in the New Year. Many also save a little extra to treat themselves in the January sales, or top up their savings with a small loan. You can choose whether to save a regular amount or just squirrel a few pounds away whenever you can, and you can withdraw the money any time between November 1st and 31st December

Secure Savings for a Better Christmas

Since 2007, our Christmas Saver Account has helped thousands of members save with confidence. Born out of a need for a safer alternative to unregulated hamper companies and pub clubs, we provide a protected environment for your hard-earned money.

Features & Benefits

  • FSCS Protected: Your deposits are guaranteed, providing a level of safety that high-street "Christmas Clubs" can’t match.

  • Earn as You Save: Benefit from our annual dividend, ensuring your money works for you while it sits.

  • Disciplined Saving: To help you reach your goals, these funds are locked away for the festive period. Early access is available only with a 60-day notice period.

How to Open Your Account

Existing Gateway members can open a Christmas Saver with as little as £5.

  • Flexible Deposits: Pay in whenever and however you like.

  • Easy Management: Split your existing regular payments to flow automatically into your Christmas fund.

  • Join Today: Simply submit your Application Form below, via post or in-person at a our office in Pontypool.

Terms and conditions apply

Christmas Saver Account Online form