For hundreds of local mums, Child Benefit savings and loans make the year go round. Half term childcare. new shoes, birthday parties, Easter treats, summer holidays, back to school, and then it's Christmas. And in between there's home improvements, a new washing machine, and keeping the family car on the road. If you are very lucky, there might be a little left over for you!
Having your weekly Child Benefit paid into Gateway Credit Union works well to build up a fund for fun times and emergencies, and to repay a loan without ever missing a payment, which builds your credit history. You're in control- you can opt to split your payment between locked Christmas savings, an account you can access or Children's savings, or have a regular amount sent back to your bank account.
If you need a loan, you can apply at any time. We will check that the payments won't leave you short, but a poor credit history is not necessarily a barrier to borrowing small amounts. You can apply here
If you are not yet a Gateway member, join here or call into one of our offices.